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Appeals Court Finds ACA Individual Mandate Unconstitutional
A federal appeals court upheld a district court’s decision that the Affordable Care Act’s (ACA) individual mandate is unconstitutional. The 5th U.S. Circuit Court of Appeals—which covers Louisiana, Mississippi, and Texas—remanded the case to the lower court to determine how much of the broader ACA should be invalidated as a result.
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Practitioners, Regulators Explore Wrinkles of ICHRA Design
At a recent American Bar Association (ABA) conference, benefits attorneys and agency officials explored some of the options and challenges that employers face in implementing an individual coverage healthcare reimbursement arrangement (ICHRA).
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California Gov. Signs Bill Delaying Key Employer Provisions of Privacy Law
A bill giving employers an extra year to comply with much of the sweeping new California Consumer Privacy Act (CCPA) was recently signed by Governor Gavin Newsom (D). This amendment (AB 25) to the CCPA postpones most, but not all, employer obligations under the law until January 1, 2021.
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IRS Proposes Additional Safe Harbors for ICHRAs to be Deemed ‘Affordable’ Under ACA
Following up on the recent final rule allowing employers to offer health reimbursement arrangements (HRAs) for employees to purchase individual health coverage, the Internal Revenue Service (IRS) has proposed two new safe harbors for helping such employers avoid Affordable Care Act (ACA) penalties.