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Workers' Compensation
National Summary
What is workers' compensation? Workers' compensation is a "no-fault" system that protects employees injured on the job by paying medical expenses and providing income while they are unable to work. If an injury occurred in the course of employment, employees do not have to prove that the employer was at fault to receive benefits and employers may not be sued for damages due to work-related injuries and illnesses.
For most employees, state workers' compensation statutes define the injuries covered; benefit levels; and how claims are resolved. Although workers' compensation laws provide the exclusive remedy for job-related injury and illnesses, employees might still be covered by the Family & Medical Leave Act (FMLA) or the Americans with Disabilities Act (ADA).
While workers’ compensation insurance premiums have risen, there are cost-control measures including managed care, safety programs, investigating and pursuing fraudulent claims, incentives for employees to return to work quickly, and encouraging the settlement of claims.
Summary for [Your State]

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Resource Centers
State Comparisons
Resources
TopicTypeTitleDateState
1345state_comparison_charts.aspxWorkers' CompensationGuidance Black Lung Benefits Act  National
79490state_comparison_charts.aspxWorkers' CompensationGuidance Interplay Chart: ADA, FMLA, and Workers’ Compensation Laws  National
1346state_comparison_charts.aspxWorkers' CompensationGuidance Longshore and Harbor Workers' Compensation Act  National
1342state_comparison_charts.aspxWorkers' CompensationGuidance More Workers' Comp: Other Compensation Sources  National
1341state_comparison_charts.aspxWorkers' CompensationGuidance More Workers' Comp: Setting Insurance Rates  National
1340state_comparison_charts.aspxWorkers' CompensationGuidance Obtaining Workers' Compensation Coverage  National
2680state_comparison_charts.aspxWorkers' CompensationGuidance State Workers' Compensation Offices  National
2679state_comparison_charts.aspxWorkers' CompensationGuidance Worker's Compensation or Other Legal Rights  National
2024training.aspxWorkers' CompensationTraining Meetings Worker's Compensation Training Meeting  National
16117training.aspxWorkers' CompensationQuizzes Workers Compensation--What Supervisors Need to Know  National
16122training.aspxWorkers' CompensationPowerPoints Workers Compensation--What Supervisors Need to Know  National
16121training.aspxWorkers' CompensationTraining Exercises Workers Compensation--What Supervisors Need to Know (Exercise 1)  National
16120training.aspxWorkers' CompensationTraining Exercises Workers Compensation--What Supervisors Need to Know (Exercise 2)  National
16119training.aspxWorkers' CompensationTrainer's Guides Workers Compensation--What Supervisors Need to Know (Trainer's Guides)  National
16118training.aspxWorkers' CompensationSpeaker's Notes Workers Compensation--What Supervisors Need to Know - Script View  National
1343state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Comp: Benefits  National
1344state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Comp: Cost-Control Programs, Part 1  National
2591state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Comp: Cost-Control Programs, Part 2  National
2592state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Comp: Cost-Control Programs, Part 3  National
1339state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Comp: Securing Insurance  National
11105analysis.aspxWorkers' CompensationAnalysis Workers' Compensation  National
16695training.aspxWorkers' CompensationQuizzes Workers' Compensation  National
16633training.aspxWorkers' CompensationHandouts Workers' Compensation (Handout)  National
76545training.aspxWorkers' CompensationTraining Talks Workers' Compensation (Training Talk)  National
16554timesavers.aspxWorkers' CompensationPolicies Workers' Compensation Policy (Sample)  National
91577state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Compensation, by State (PDF)  National
18807training.aspxWorkers' CompensationHandouts Workers' Compensation--What Supervisors Need to Know (Handout)  National
91578state_comparison_charts.aspxWorkers' CompensationGuidance Workers' Compensation: Agencies and Regulations, by State (PDF)  National
92234training.aspxWorkers' CompensationHandouts Workers’ Comp and Other Employment Laws (Handout)  National
92235training.aspxWorkers' CompensationQuizzes Workers’ Comp and Other Employment Laws (Quiz)  National
92233training.aspxWorkers' CompensationTraining Talks Workers’ Comp and Other Employment Laws (Training Talk)  National
102417timesavers.aspxWorkers' CompensationChecklists Workers’ Compensation Insurance Checklist  National
16555timesavers.aspxWorkers' CompensationPolicies Workers’ Compensation—Claims History Policy (Alternative)  National
16556timesavers.aspxWorkers' CompensationPolicies Workers’ Compensation—Supervisor Guidelines Policy (Alternative)  National
16558timesavers.aspxWorkers' CompensationPolicies Workers’ Compensation—Time Frame Policy (Alternative)  National
93029timesavers.aspxWorkers' CompensationPolicies Workers’ Compensation—Waiver Policy (Alternative)  National
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