HR and Employment Law Topics
COBRA (Health Insurance Continuation) (including COBRA (Health Insurance Continuation))
National Summary
What is COBRA? The Consolidated Omnibus Budget
Reconciliation Act (COBRA) is intended to ensure that employees
and their dependents can maintain their group healthcare coverage
following certain events that otherwise would result in termination
of coverage. COBRA’s protections are temporary and are intended as
a stopgap until insurance is obtained from another source, such as
a new employer. Employers do not have to pay for any portion of the
premiums for COBRA coverage, but the beneficiaries get to maintain
their insurance at less expensive group rates.
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