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National Summary
The enactment of the Affordable Care Act (ACA) is the latest step in a continuing shift from virtually no federal regulation of employer-sponsored health insurance to extensive substantive and administrative requirements. This regulation initially included the reporting, and disclosure and claims procedure requirements enacted in the Employee Retirement Income Security Act of 1974 (ERISA). Through the years, additional federal requirements were added, including portability and coverage guarantees, minimum maternity stays, mental health parity, required coverage of reconstructive surgery following a covered mastectomy, coverage of adoptees, and pediatric vaccine requirements. During the same period there was a large increase in state insurance law benefit mandates. Additional federal laws impacting the administration of health insurance plans included the Age Discrimination in Employment Act, the Pregnancy Discrimination Act, the Americans with Disabilities Act, the Family and Medical Leave Act, the Genetic Information Nondiscrimination Act, the Mental Health Parity Act and the Mental Health Parity and Addiction Recovery Act, and the requirement for medical support orders. The ACA includes extensive requirements ranging from the elimination of annual and lifetime limits to coverage of adult children.
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82307
faqs.aspx
Questions & Answers
How should restaurants start preparing for healthcare reform for their hourly, non-management staff? What are the options available to an employer?
05/17/2010
National
82948
faqs.aspx
Questions & Answers
-Can you advise under the Healthcare Reform timeline if a person has prior coverage and is moving to another state, for example Connecticut, would this person be able to go onto an Individual plan effective for 9-1-10 if they have pre existing condit
07/22/2010
National
82877
state_comparison_charts.aspx
Guidance Documents
2010 Fringe Benefit Survey Series - Healthcare Insurance Practices
National
82205
surveys.aspx
Surveys
2010 Healthcare Insurance Practices Survey Results
National
82206
state_comparison_charts.aspx
Guidance Documents
2010 Healthcare Insurance Practices Survey Results (for Nonsubscribers)
National
82217
state_comparison_charts.aspx
Guidance Documents
2010 Healthcare Practices Survey Results (Summary)
National
93067
surveys.aspx
Surveys
2013 Health Insurance Survey Data
National
93066
surveys.aspx
Surveys
2013 Health Insurance Survey Summary
National
83962
faqs.aspx
Questions & Answers
A plan has grandfathered status and excluded a dependent who is under the age of 26. If they change plans in January, do they lose grandfathered status?
12/10/2010
National
92183
state_comparison_charts.aspx
Guidance Documents
Affordable Care Act: 2013 in Detail
National
92184
state_comparison_charts.aspx
Guidance Documents
Affordable Care Act: 2014 in Detail
National
76910
training.aspx
Audio Presentations
Affordable Care Act: What You Need to Know (Audio)
National
15986
training.aspx
Quizzes
Affordable Care Act: What You Need to Know (Quiz 1)
National
89257
training.aspx
Quizzes
Affordable Care Act: What You Need to Know (Quiz 2)
National
92965
training.aspx
Speaker's Notes
Affordable Care Act: What You Need to Know (Script View)
National
81250
faqs.aspx
Questions & Answers
An employee is considering leaving her job with our company. When she leaves, can the company demand 6 months worth of HSA deposits made to her account by the employer?
11/19/2009
National
85505
faqs.aspx
Questions & Answers
Are hearing aids typically covered under group health insurance? Does BLR have survey data on health insurance plans?
02/14/2011
National
81850
faqs.aspx
Questions & Answers
Are there any laws in place, either federal or New York State, which require employers to inform their employees of plan design changes which they make at renewal? If the insurance company sends out new id cards, does that suffice? What are the
03/04/2010
National
82227
faqs.aspx
Questions & Answers
Are unionized employees included when entering information in the tax credit calculator?
05/06/2010
National
8556
timesavers.aspx
Letters
Asking Insurers for Coverage Information
National
1100
timesavers.aspx
Policies
Bonus for Hospital Audit
National
88122
faqs.aspx
Questions & Answers
Can a company legally charge employees a prorated rate for the month's insurance premium if employment terminates early in the month?
06/06/2011
National
83419
faqs.aspx
Questions & Answers
Can an employee's adult child be covered on employee's health plan if the child lives in his own home and files his own income taxes?
09/27/2010
National
82172
faqs.aspx
Questions & Answers
Can we charge different rates for group medical coverage based on an employee's sex?
04/27/2010
National
83429
faqs.aspx
Questions & Answers
Can we charge employees extra for coverage of adult children up to age 26?
09/28/2010
National
82570
faqs.aspx
Questions & Answers
Can we have an executive reimbursement plan that is available to top management only?
06/22/2010
National
85774
faqs.aspx
Questions & Answers
Can we offer health insurance benefits to management-level employees only?
02/28/2011
National
85513
faqs.aspx
Questions & Answers
Can we pay the full family health insurance premium for employees with professional degrees and single premium amount for other employees?
02/15/2011
National
81983
faqs.aspx
Questions & Answers
Can we restrict our health care enrollment to employees who don't have any other coverage available (e.g., through spouse's employer)?
03/29/2010
National
87058
faqs.aspx
Questions & Answers
Can we run an HDHP/HSA plan on a plan year instead of a calendar year? How does that affect employee contributions if we start midyear?
04/19/2011
National
82089
faqs.aspx
Questions & Answers
Can we send the required CHIP notice electronically through email or are we required to send to each employee's home address?
04/14/2010
National
92424
faqs.aspx
Questions & Answers
Can you outline the impact of the Affordable Care Act on small businesses?
10/11/2012
National
82498
faqs.aspx
Questions & Answers
Can you tell me about a flat dollar contribution versus a percentage for employees in a qualified health plan? Also, are family members counted as employees for the small employer credit?
06/15/2010
National
83060
faqs.aspx
Questions & Answers
Can you tell me the rules for management carveouts in health care reform?
08/04/2010
National
16403
timesavers.aspx
Policies
Company Insurance Plans (Progressive)
National
16404
timesavers.aspx
Policies
Company Insurance Plans (Standard I)
National
2727
timesavers.aspx
Checklists
Controlling Healthcare Costs Checklist
National
82228
faqs.aspx
Questions & Answers
Do self insured companies have to abide by the dependent coverage to age 26 law signed by President Obama after the Sept 23, 2010 date?
05/06/2010
National
84677
faqs.aspx
Questions & Answers
Do we have to offer coverage to an employee's under age 26 child who lost his job but has been offered COBRA?
01/11/2011
National
82029
faqs.aspx
Questions & Answers
Do you have a "sample notice" for the CHIPRA that an employer could pass out to their employees?
04/07/2010
National
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