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ERISA
National Summary
What is ERISA? The Employee Retirement Income Security Act (ERISA) was enacted to ensure that employees receive the pension and other benefits promised by their employers. ERISA also incorporates and is tied to Internal Revenue Code (IRC) provisions designed to encourage employers to provide retirement and other benefits to their employees. Most provisions of ERISA and the IRC are intended to ensure that tax-favored pension plans do not favor the highest-paid employees over rank-and-file employees. ERISA has a complex series of rules that cover pension, profit-sharing, stock bonus, and most “welfare benefit plans,” such as health and life insurance. ERISA has created a single federal standard for employee benefits, and it supersedes almost all state laws that affect employee benefit plans. An employer's responsibilities under ERISA vary depending on the type of plan involved.
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TopicTypeTitleDateState
101510news.aspxERISANews DOL Sues Colorado Company to Recover $82K in Missing Retirement, Health Plan Contributions 01/27/2017National
91524faqs.aspxERISAQuestions & Answers Are employers required to provide information on benefit plans to all employees? Should we obtain waivers if employees don't want coverage? 05/08/2012National
91396faqs.aspxERISAQuestions & Answers Does an employer Plan have to send Summary Annual Reports to employees for plans that employees do not make a contribution to? 04/19/2012National
83534faqs.aspxERISAQuestions & Answers A question recently arose from a self insured client that had a dependent who was incarcerated and if the incarceration alone is a loss of eligibility under their cafeteria plans. The Plan Doc does reference the IRS definition of dependent and the s 10/13/2010National
81329faqs.aspxERISAQuestions & Answers I have an ERISA question I need your help with. A group of mine currently pays higher than they can afford for the employees medical premiums. They need to pass along a larger percentage of the premiums to the employees for tiers above single. How 12/09/2009National
80939faqs.aspxERISAQuestions & Answers Are ASO STD plans subject to ERISA guidelines? 10/08/2009National
80699faqs.aspxERISAQuestions & Answers Who creates a group health plan document? Is it the group itself or the health carrier? 09/10/2009National
80403faqs.aspxERISAQuestions & Answers Can we offer all staff members 62 or over, retirement with benefits until they are eligible for medicare? 08/04/2009National
11017analysis.aspxERISAAnalysis ERISA  National
1525timesavers.aspxERISAChecklists ERISA Compliance Checklist  National
95401training.aspxERISAHandouts ERISA Refresher (Handout)  National
95402training.aspxERISAQuizzes ERISA Refresher (Quiz)  National
95400training.aspxERISATraining Talks ERISA Refresher (Training Talk)  National
1324state_comparison_charts.aspxERISAGuidance Facts About ERISA  National
1220timesavers.aspxERISAPolicies Summary Plan Description (Standard)  National
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