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ERISA
National Summary
What is ERISA? The Employee Retirement Income Security Act (ERISA) was enacted to ensure that employees receive the pension and other benefits promised by their employers. ERISA also incorporates and is tied to Internal Revenue Code (IRC) provisions designed to encourage employers to provide retirement and other benefits to their employees. Most provisions of ERISA and the IRC are intended to ensure that tax-favored pension plans do not favor the highest-paid employees over rank-and-file employees. ERISA has a complex series of rules that cover pension, profit-sharing, stock bonus, and most “welfare benefit plans,” such as health and life insurance. ERISA has created a single federal standard for employee benefits, and it supersedes almost all state laws that affect employee benefit plans. An employer's responsibilities under ERISA vary depending on the type of plan involved.
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TypeTitleDateState
83534faqs.aspxQuestions & Answers A question recently arose from a self insured client that had a dependent who was incarcerated and if the incarceration alone is a loss of eligibility under their cafeteria plans. The Plan Doc does reference the IRS definition of dependent and the s 10/13/2010National
80939faqs.aspxQuestions & Answers Are ASO STD plans subject to ERISA guidelines? 10/08/2009National
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80403faqs.aspxQuestions & Answers Can we offer all staff members 62 or over, retirement with benefits until they are eligible for medicare? 08/04/2009National
91396faqs.aspxQuestions & Answers Does an employer Plan have to send Summary Annual Reports to employees for plans that employees do not make a contribution to? 04/19/2012National
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81329faqs.aspxQuestions & Answers I have an ERISA question I need your help with. A group of mine currently pays higher than they can afford for the employees medical premiums. They need to pass along a larger percentage of the premiums to the employees for tiers above single. How 12/09/2009National
1220timesavers.aspxPolicies Summary Plan Description (Standard)  National
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