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August 11, 2008
What Share of Health Insurance Premiums Do Employers Pay?

Employers in the private sector pay 81 percent of the cost of premiums for single coverage and 71 percent of the cost for family coverage for workers participating in employer-sponsored health plans, according to a survey conducted by the Department of Labor's Bureau of Labor Statistics in March 2008.

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Employers in the public sector pay a larger share of the premiums. For single coverage, public sector employers paid 90 percent of the premium, the survey found. For family coverage, public sector employers paid 73 percent of the premiums.

Healthcare benefits were available to 71 percent of private sectors workers, compared with 87 percent among government workers. About half of private sector workers participated in a plan, less than the nearly three-quarters of government workers.

In the private sector, 85 percent of full-time workers had access to healthcare benefits. The percentage of full-time workers with access to a healthcare plan who participate in the plan is 76 percent in the private sector. The percentage is higher among public employers (84 percent).

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